Hey Rebels! Let's dive into this week's issue to help you change how you think about money, investing and business in less than 10 minutes a week.
Weekly Intel
Stay current with top news from the business, money, and investing world.
Top Stories
🦃 The government turns in its late work: Just in time for your extended family to ask about your job hunt at Thanksgiving dinner. September’s delayed jobs report showed employers added 119,000 jobs while unemployment ticked up to 4.4%, revealing a mixed labor market with strong healthcare hiring but manufacturing cuts. (more)
🧺 Living up to the billion-dollar hype?: Markets saw increased turbulence, especially in tech, as investors grew wary of company valuations (the guess of a company’s worth) and high leverage (debt). Sounds like me getting a basket-weaving degree (high debt, falling valuation). (more)
🏫 Student loan drama: A former Trump-era loan official is suing the U.S. Department of Education and major credit bureaus, claiming they unfairly reported student loan delinquencies. Plaintiffs are asking for around $100,000 per borrower, which is about fifteen years of income with my basket-weaving degree. (more)
By the numbers
💉 $1 Trillion: how much Eli Lilly is now valued, making it the first pharmaceutical company to join the Trillion Dollar Club (thanks ozempy!).
⛹🏽♀️ Four: the number of WNBA players who have committed (so far) to play in Project B, a women's basketball startup league expected to tip off in Europe, Asia and Latin America in November 2026.
🧳 82 million: how many Americans are estimated to travel for turkey day this year.
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The Financial Rebellion Way
Knowledge and action to help you achieve a life you desire.
How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.
Stop Being Scared of Your Own Success
Most people treat investing like it’s brain surgery—complex, dangerous, and only for experts. Wrong. If you can set up autopay for Netflix, you can build wealth. The scariest thing about investing? Not starting.
Your “set it and forget it” game plan:
Start with pocket change: Download Acorns or any investing app. Set $5-10/week on autopilot. By December, you’ve invested $260 without thinking about it. Scary? Please.
ETFs are your training wheels: Exchange-Traded Funds (ETFs) = instant diversification. Instead of picking individual stocks like you’re at a casino, buy a basket of hundreds of companies in one click. S&P 500 ETF = you own a slice of America’s 500 biggest companies.
Make it invisible: Schedule transfers the day after payday. Money you never see can’t tempt you. $25/week = $1,300/year. In 10 years at average returns? You’re looking at $20,000+. All from automation.
Start before you’re “ready”: Waiting for the “perfect time” to invest? Congrats, you’ll be waiting forever. Markets go up and down. Start now, stay consistent, ignore the noise. Time in the market beats timing the market.
In 20 years, you’ll thank yourself for being “reckless” enough to start.
Markets - stocks and crypto
In under 3 minutes, start investing spare change, saving for retirement, earning more, spending smarter, and more.
Click the image above or this link to earn a special $40 bonus.
Prices for the week ending November 14, 2025:
▼ S&P 500 | 6,603 | -1.83% |
▼ NASDAQ | 22,273 | -2.67% |
▲ GOLD | 4,079 | +0.03% |
▲ ELI LILLY (LLY) | 1,059 | +4.88% |
▼ NVIDIA (NVDA) | 179 | -4.26% |
▼ BITCOIN (BTC) | 83,975 | -8.88% |
▼ ETHEREUM (ETH) | 2,722 | -10.07% |
Stock Moves
Waiting for the AI shoe to drop: Investors are getting nervous that AI stocks have climbed too high, too fast. With sky-high prices and companies failing to back up the buzz with actual results, the once-unstoppable AI rally is starting to show serious cracks.
Lots of chip with that dip: Despite recent dips and rallies, NVIDIA Corporation crushed expectations with strong quarterly earnings and gave an even more upbeat outlook for the next quarter, showing that demand for AI-chips remains high.
Stock Market Hallmark Movie: Small-town turned career woman, Walmart announced its move to the tech-focused NASDAQ, breaking up with its long-time boyfriend, the New York Stock Exchange.
Crypto Moves
Bitcoin ETFs just saw nearly $1.2 billion in outflows in one week, marking one of the worst weeks in their 22-month history. Other crypto experienced similar outflows.
Steak ’n Shake has become the first major restaurant to build a “Bitcoin reserve”, meaning it stores all the BTC it gets from customers instead of converting it.
A new report says most of the money in DeFi (the decentralized-finance) ecosystem isn’t actually being used, leaving about $12 billion just sitting there, and half of regular investors are losing money because of how these systems work.
Real Money Moves
Solo, 19 - Phoenix, AZ
Each week, we feature a reader’s smartest and dumbest money moves. We’re all in this together; let’s learn from each other.
Best Money Move - Investing in his business
“I’ve put about three to four thousand dollars into production, paying my manufacturers, engineers, marketing.”
“If I had started earlier, I’d be way better than where I’m at right now.”
“With discipline, I have to remember why I’m here… why I’m doing what I’m doing.”
Worst Money Move - Procrastinating the launch
“I’ve had Zero Cut in my mind for a couple of months, always just in my head.”
“I procrastinate a lot, and I’ve had the idea for a while before I actually put it into action.”
“I just wish I had started sooner.”
The bottom line: Every money move teaches you something — whether it builds your net worth or humbles your ego.
Got a story? Send it in. You might help someone dodge a mistake or make a smarter call.
Side Hustle Differently
Each week, we focus on money-making opportunities for a side hustle that could potentially become a full-time venture. No MLM schemes, no “passive income” lies, just real strategies for stacking cash outside your 9-5
Zero Cut
What it is: Solo Rodriguez created Zero Cut, the first-ever grooming tool for removing post-haircut residue from ear canals—solving a problem every guy faces but nobody was fixing.
Your product innovation blueprint:
• The Problem Nobody Solved: “I get haircuts 2-3 times a week… I had little hairs inside my ear canal. I looked everywhere—Amazon, Google, TikTok. There was no market for anything.” When you can’t buy the solution, build it.
• From Sketch to Vietnam: Started with Q-tip sketches, learned ear canal dimensions, used AI for prototypes, then Googled his way to Vietnamese manufacturers. “Everything I did myself. I researched endlessly on the computer late at night.”
• The Pre-Sale Strategy: Two barbershops already committed before the product even launches. Planning to hit Sports Clips, Great Clips, then Walmart and Target. “We’re going all the way. I want to go all the way with this.”
Big picture: While his peers party at ASU, 19-year-old Solo is solving a problem millions of men face after every haircut. His advice? “Just do it. Don’t worry about the bad, just do it.” Sometimes the best businesses come from the most annoying everyday problems.
Check out the Financial Rebellion podcast to learn about how to turn your passion into profit.
Word of the Week - Crypto Winter
❄️ An extended period of declining cryptocurrency prices and market pessimism.
Trusted Partners
Where you bank is a big deal. We are big fans of credit unions to help you become financially rebellious. Here are some of our current partners that we work with around the country, so you can get to know them and the value of becoming a member to help you achieve your financial goals and dreams.
Did you know the myths about credit unions versus banks? Debunked here.
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Interested in becoming a Financial Rebellion Partner? Reach out to [email protected].
We’ll catch you next week. Rebels OUT.
Todd Romer: Founder and Writer
Corinne Clarkson: Writer and Editor
Dallin Merrill: Chief Newsletter Overlord
Disclaimer: The advice provided in Financial Rebellion is not considered to be financial or legal advice of any kind. It is your responsibility to dig deeper on any opinions or recommendations given.