💸 What are you afraid of?

The Big Lie: Many of us are held back by the crippling belief, “I’m not good enough.”

This isn’t just a minor concern; it’s a massive lie that can restrain your financial moves and personal growth. 

You are smart enough. You are capable enough. The key is to take that first step.

U.S. stock indexes, including the Dow, S&P 500, and Nasdaq, ended August with a decline from recent highs, much like my mental health, dropping about 0.6% amid inflation worries and rising tariffs, with significant losses in major tech companies like Nvidia, Dell, and Marvell following the latest inflation reports. 

Nvidia delivered a solid earnings report, beating expectations with strong revenue growth and forecasts, but fell slightly short of perfection. That was enough for investors to feel confident and push the S&P 500 past the 6,500 mark for the first time ever. 

Celsius’s stock rose 58% this last quarter, with its year-to-date gains reaching 130%, following PepsiCo’s significant investment of $585 million (increasing its ownership to 11%). This investment strengthens PepsiCo’s role in the U.S. energy drink market and bolsters Celsius’s presence. In other Celsius news, Americans are still trying to figure out why it is 38 degrees in Europe right now.

If you can’t beat ‘em, regulate ‘em: The U.S. Securities and Exchange Commission (SEC) might soon make it easier to list crypto-based products like those involving Dogecoin and Solana on mainstream investment platforms, with potential changes expected by the end of September. This move could make investing in cryptocurrencies more similar to investing in traditional stocks.

Binance, a leading cryptocurrency exchange, temporarily halted all futures trading on August 29 due to a technical issue in its Futures UM system, which manages stablecoin-settled contracts, including USDC and USDT. The problem was quickly addressed, and the company announced that futures trading had been fully restored.

On Thursday, the US government started sharing gross domestic product (GDP) data via public blockchains, signaling another endorsement of the crypto industry by the Trump administration.

“Right after starting my first job, I decided to open a Roth IRA and began contributing a small portion of my paycheck each month.”

“Starting early meant the compound interest (thanks to high school math) would be even greater for me long-term. The tax-free growth and withdrawals in retirement offered by a Roth IRA were also a huge plus.”

“This move not only prepared me for retirement but also got me in the habit of saving and investing even just a little bit every month.”

“I had some trips I wanted to go on, and then some surprise health issues, which I paid for with my credit card. I could only pay the minimum payments on my credit card balances each month, not realizing how much extra I was paying in interest.

“I didn’t fully grasp the impact of compound interest working against me. My debt kept growing because the interest accumulated faster than my payments could keep up.”

“I wish I had focused on paying off those balances as quickly as possible instead of letting them linger and grow—it hurt a lot more in the long run.”

Challenges and Pivot: Originally from the South Side of Chicago, Sincere faced adversity, including physical setbacks during the COVID-19 pandemic. These challenges led him to pivot from kinesiology to focus entirely on graphic design, eventually culminating in a Bachelor of Arts and a pursuit of a master’s degree while managing Twino Graphics.

Brand Narratives: Sincere has collaborated with a diverse range of clients, including startups and established companies. His work focuses on transforming complex concepts into visually engaging narratives, helping brands develop unique voices in crowded markets.

Future Vision: At Twino Graphics, the aim is to transcend mere aesthetics by crafting experiences that resonate with audiences and create lasting impacts. Sincere’s passion drives every project, whether it’s a new logo, a full-scale brand redesign, or digital artwork for a global campaign.

It's as easy as setting up a Venmo, Paypal or Cash account.

Acorns automatically invests your money into one of five investment portfolios based on your age, so you don't have to choose the stocks -phew!

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Click the image above or this link to get started on your investment journey and earn a special $40 bonus when you set up at least a $5 or more weekly or monthly recurring investment.

Government Revenue: Governments use tariffs as a means to generate revenue. The additional funds collected from these taxes can be allocated to public services or other government initiatives.

Protection for Local Businesses: By making imported goods more expensive, tariffs can help protect local businesses from foreign competition.

Economic Diplomat: Tariffs influence global trade and financial relationships between countries.