-These aren’t your average financial institutions. These credit unions sponsor your financial education because they believe in your success, not just their profits.
paragraph

Profits that Credit Unions make go straight to members.

Higher savings/checking account interest rates.

Credit Unions are more community focused.

Offer lower interest rates on auto, personal, and mortgage loans to members

Only $5 minimum account balance to have multiple named savings accounts.

Choosing where to bank isn’t just about convenience, it’s about getting more value from your money.

Myth #1: Limited membership - credit unions only serve specific groups of people, like employees of a particular company.
Reality: Many credit unions have expanded their membership requirements, allowing anyone who lives, works, or studies in a specific community to join.

Myth #2: Outdated technology - credit unions are not as tech savvy as banks.
Reality: Many credit unions have invested heavily in modern banking technology, offering user-friendly online platforms and mobile apps with features like mobile check deposit and bill pay.

Myth #3: Limited Services - banks offer more services than credit unions
Reality: Surprise, surprise - credit unions offer everything you need, such as checking and savings accounts, loans, credit cards, online banking, and wealth management services.

Myth #4: Less security - your money with banks is more secure than credit unions because of FDIC insurance.
Reality: Deposits at most credit unions are federally insured by the National Credit Union Administration (NCUA) up to $250,000, just like banks are insured by the FDIC.

Myth #5: Limited ATM access (pop quiz, what does ATM stand for?)
Reality: Due to cooperative banking by a majority of credit unions in the country, there are plenty of no-fee Automated Teller Machines in nearly all 50 states.

Myth #6: Lower rates - credit unions don't offer competitive rates as banks on loans and savings.
Reality: Credit unions are known for their lower fees and often offer lower interest rates on loans and higher yields on savings accounts compared to banks.
Pick Your Credit Union
Choose from our trusted partners
Meet With A Rep
Usually takes 10-20 minutes
Start Winning
Better rates, lower fees, and a financial institution that teaches instead of tricks